THE PEOPLE & TEAM THAT MAKEUP MCL
Who We Are
MIAMI CAPITAL Lending provides customized residential mortgages for purchasing or refinancing homes. We offer personalized mortgage services such as both FNMA/FHLMC specialty loans, 90% LTV with no mortgage insurance, 95% LTV down to a 580-credit score. We also offer 15-30 year loans, ARM mortgages, fixed mortgages, VA loans, equity lines, FHA loans, conventional loans, jumbo loans, reverse mortgages and USDA loans.
The owners of MCL have been making home buying dreams come true for nearly 30 years. Like many of the people that we help find financial security through their homes, we too come from humble beginnings. In 1992, we began in a small suburb of Miami in an even smaller office suite. Since then, also like many of those we help find financial security, our standing has improved dramatically.
We are grateful to every one of our borrowers who have allowed us to grow our lending potential over the last two decades. Through providing financial support and services to satisfied home buyers, MCL has funded over $4 million in home loans.
recent case studies
Second Chance Buyer
We recently assisted a client that was turned down by his bank because she had had a foreclosed property in the past. This particular client had lost their employment due to health issues and even though the borrower healed and had taken on two jobs to make ends meet they were not able to catch up with the payments due and unfortunately lost their home. Upon reviewing their case we found a program that allowed them to purchase a new home. We are very happy to know that they were able to achieve their goals. We are blessed to have served this beautiful family overcome their obstacle.
who we are
Company Profile
For more than 30 years, we’ve been passionate about achieving better results for our clients.
We’ve worked with the majority of purchasers, title companies, lenders.
- We give our clients their best options
- We shop for the best lender base on needs
- We walk our clients thru the process
- Home buying experience made painless
Our clients are very satisfied with our service from beginning to end.
- Very satisfied with our service
- Recommends us to family and friends
- Would do business again with us
We’ve worked with the majority of regional and local organizations, a number of nonprofits, and private funds.
- First time home buyers
- Investors
- Second Chance Home buyers
- VA /USDA buyers
Frequently Asked Questions
FAQ
For more than 30 years, we’ve been passionate about achieving better results for our clients.
We take pride in our ability to learn about virtually any client quickly in our first meeting. Some of the clients we have served include first time home buyers, investors, second chance home buyers, older clients wanting to receive a pay out on a monthly basis from their home instead of paying a mortgage and foreigners… view all
We take pride in our ability to learn the fundamentals of virtually any client quickly and identified their needs. Having this knowledge allow us to be able to provide the best solution(s) for our client. We have assisted our clients in buyers and sellers markets and in upward and downward momentum of the housing markets… view all
We can guaranteed that you will have the best services in town and that we will try to qualify you for at least one mortgage program. Kindly make an appointment in order to review your particular case and go over the available programs.
No we do not offer any programs directly to help you raise money for your purchase. We know that there are some program offered that may help you if you qualify based on their guidelines. Please register in order to get access to the member page with likes to the available programs. Also in out client area you have calculators to help you save money for your purchase.
important milestones
Lending Timeline
With a long list of satisfied clients which over the years have become friends and have become the best source of referrals. We are very grateful to will continue to serve this and many more communities in the years to come. We are very thankful for those who have put their trust in us and continue to help us grow organically through word of mouth.
Once all previous steps are done, you are ready to get funds and move into your new home soon!
Get all of the paperwork required to complete the purchase, including your loan documents.
It is recommended to look for homes that cost no more than three to five times their annual household income.
Comming Soon
Speed Up the Loan Process
Stay tuned for the hottest news and the latest updates! With our app you will always have a chance to see new offers and loan rate changes. Use MCL App an stay informed!