Refinancing from a Private Mortgage to a Conventional Loan

Refinancing from a Private Mortgage to a Conventional Loan

Misconceptions about private mortgages often arise from inadequate advice or a lack of knowledge and guidance. Many individuals find themselves in private mortgage arrangements due to credit or income challenges that initially prevented them from qualifying for conventional loans.

Private mortgages typically span two to three years, providing borrowers with an opportunity to address credit or income issues that may have hindered their eligibility for other loan options. However, without addressing these underlying issues during the term, borrowers may find themselves in a cycle of refinancing into another private loan, prolonging their financial plans.

At MIAMI CAPITAL Lending, we understand the importance of having a clear strategy in place when opting for a private mortgage. Our team is dedicated to assisting you in formulating and executing a tailored plan within the designated timeframe. Whether you’ve encountered a credit setback or are facing foreclosure, we’re here to support you every step of the way.

Let us help you navigate your private mortgage journey with confidence. Reach out to MIAMI CAPITAL Lending today to explore your options and achieve your financial goals.


Did you know that, on average, it often takes longer to secure a private lender than it does to qualify the individual?

Typically, the process of closing on a private mortgage takes approximately 25 days on average.

Questions? We'll Put You On A Right Path!

Buying or refinancing can be a daunting task, let us give you the options that best benefit your needs.

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