Home Equity Conversion Mortgage (HECM) Senior Home Loan Equity Release Retirement Mortgage

We’re passionate about making a measurable impact in all we do.

A reverse mortgage is a sophisticated financial arrangement wherein a homeowner surrenders equity in their residence, receiving regular payments, typically designed to supplement retirement income. In stark contrast to traditional mortgages that diminish as loan payments progress, reverse mortgages appreciate over time due to accruing interest on the loan.

To qualify for this financial instrument, individuals must meet specific criteria:

  1. Age Requirement: Applicants must be 62 years old or older, with the option to qualify as early as age 60.

  2. Equity Accumulation: Eligibility is contingent upon having built up substantial equity in the property.

The nomenclature “reverse mortgage” derives from the unique characteristic wherein the lender disburses funds to the borrower—an inversion of the conventional mortgage structure.

Despite this innovative approach, certain obligations persist. Reverse mortgage recipients are still responsible for ongoing payments related to real estate taxes, insurance, and association fees, if applicable. Non-compliance with these financial responsibilities may lead to foreclosure.

Understanding the intricacies of reverse mortgages is paramount, and individuals considering this option should seek professional advice to ensure informed decision-making aligned with their financial goals.

High Quality Products & Services

company statistics

98% of our clients return to work with us!

We Enjoy Working

Why People Choose Us

Marketing Plans

Successful businesses understand who represents good customers, bad customers.

Optimize Deals

Own success at every turn. Uncover and deliver on opportunities that build lasting value.

Business Growth

Building a successful, sustainable business requires both planning and execution.

Stimulate Innovation

Find a better way to break through. Innovate boldly, and intelligently, to create and deliver new value

meet the professionals

Related Services

Questions? We'll Put You On A Right Path!

+786 622 2224